Having had some negative feedback regarding the new banking system user interface implemented on Phoenix, I decided that it would be a good idea to describe our reasoning behind implementing it in order to create better understanding of why we added this slightly controversial feature.
As many of you will know, Phoenix has put a lot of effort into resolving duping glitches during the life time of our server in order to ensure that players compete in a fair and honest environment. A month ago a Persistent Worlds scripter made public on the Taleworlds forum's a glitch that was apparently being exploited on various servers to allow players to duplicate money. However, it seems that this glitch could only be resolved reliably by preventing people from dropping money bags near banks, which some of you may have noticed has been implemented in our scripts. As it is very common for people to drop money bags around banks in order to enable them to withdraw and deposit accurate amounts of money we decided that creating a user interface to allow players to do this would be beneficial and we therefor have implemented the user interface into the PK module in order to enable us and other server owners to use it in our scripts / servers.
We understand that this implementation has been annoying for some players as it makes using banks slower, however, I hope that you understand why we felt it was needed. A review of this feature will be completed soon in the hope that we can find a way of improving it ready for the next update.